📜 Terms & Conditions
Last updated: January 2026
🎯 1. Acceptance of Terms
By accessing or using iLotto Zimbabwe ("the Platform"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
🔞 2. Eligibility
- You must be at least 18 years of age to use this Platform
- You must be a resident of Zimbabwe or legally permitted to participate
- You must provide accurate and truthful information during registration
- Only one account per person is permitted
⚠️ Underage participation is strictly prohibited and may result in account termination and forfeiture of any winnings.
🎮 3. Games & Lottery Rules
Mega Jackpot (Saturday Draw)
- Pick 5 numbers from 1-40
- Draws occur every Saturday at 8:00 PM CAT
- Ticket price: $1.00 USD
- Jackpot starts at $50,000 and grows weekly
- Maximum jackpot cap: $500,000
Jackpot Prize Pool Allocation:
| Match | Pool Share | Distribution |
|---|
| 5 Numbers | 50% | Split among all 5-match winners |
| 4 Numbers | 25% | Split among all 4-match winners |
| 3 Numbers | 15% | Split among all 3-match winners |
| 2 Numbers | 10% | Split among all 2-match winners |
Rollover Rules: Unclaimed tier prizes roll over to the next week. 25% of weekly ticket sales are added to the jackpot pool.
Jackpot Collapse ($500,000 Cap): When the jackpot reaches $500,000, it is distributed: 40% to charitable causes, 35% to platform operations, 25% to LGB. The jackpot then resets to $50,000.
Daily Lotto
- Pick 5 numbers from 1-36
- Draws occur Sunday-Friday at 8:00 PM CAT (no Saturday)
- Stake range: $0.50 - $4.00 per number combination
- Maximum spend per draw: $10.00
Daily Lotto Prize Multipliers:
| Match | Multiplier | Max Win ($4 stake) |
|---|
| 5 Numbers | 1,750× | $7,000 |
| 4 Numbers | 150× | $600 |
| 3 Numbers | 15× | $60 |
| 2 Numbers | 2× | $8 |
Other Games
- Scratch Cards: Instant win games ($1-$10) with predetermined odds
- Wheel of Fortune: 3 free spins daily, paid spins at $0.25
All games use certified random number generation systems to ensure fair play.
💰 4. Deposits & Payments
- Deposits can be made via EcoCash, OneMoney, and other approved payment methods
- Minimum deposit: $1.00 USD
- All deposits are final and non-refundable once used to purchase tickets
- You are responsible for ensuring sufficient funds before purchasing
🏆 5. Prizes & Withdrawals
- Prizes are credited to your account balance immediately upon winning
- Minimum withdrawal: $5.00 USD
- Withdrawals are processed within 24-48 hours
- You may be required to verify your identity before large withdrawals
- Winnings are subject to applicable withholding taxes as required by ZIMRA
Tax Note: Winnings above the tax threshold are subject to withholding tax. Tax certificates are provided for all deductions.
🛡️ 6. Responsible Gaming
iLotto is committed to promoting responsible gaming. We provide:
- Daily spending limits per game type
- Self-exclusion options (24hr, 7 days, 30 days, permanent)
- Session time reminders
- Access to support resources
- Cool-off periods after significant losses
Daily Spending Limits:
- Mega Jackpot: $10 per draw
- Daily Lotto: $10 per draw
- Scratch Cards: $50 per day
- Spin Wheel: $5 per day (20 paid spins)
If you feel you may have a problem, please visit our Responsible Gaming page.
🚫 7. Prohibited Activities
- Creating multiple accounts
- Using automated systems or bots
- Attempting to manipulate game outcomes
- Money laundering or fraudulent activities
- Sharing account credentials
- Exploiting system errors or bugs
Violation of these rules may result in immediate account termination and forfeiture of funds.
⚖️ 8. Limitation of Liability
- iLotto is not liable for losses due to technical failures beyond our control
- Maximum liability is limited to the amount deposited by the user
- We reserve the right to void bets placed in error
- Force majeure events may affect game availability
🔒 9. Privacy & Data Protection
Your personal data is protected in accordance with Zimbabwe's data protection laws. We collect only necessary information for account management and regulatory compliance. See our Privacy Policy for details.
📝 10. Changes to Terms
We may update these Terms and Conditions from time to time. Continued use of the Platform after changes constitutes acceptance. Material changes will be communicated via email or platform notification.
📞 11. Contact & Disputes
For questions or disputes, contact us at:
- Email: support@ilotto.co.zw
- WhatsApp: +263 XX XXX XXXX
Disputes will be resolved in accordance with Zimbabwe law under the jurisdiction of Zimbabwe courts.